3. Any employer and employee to whom before the coming into force of this, the State Pension Board Act applied;
4. Citizens of the Gambia employed by Diplomatic Missions or International Institutions of equivalent status, and
5. Any employee (irrespective of nationality) of not less than 18 years of age employed in an establishment whichh is registratble under the Business Registration Act 1973. How can employees register, accordingly, the registration of employees is done on a prescribed registration form. However, employees are required to give full and accurate information about themselves on the following among other things:- Full name, Permanent address, Correct date of birth, Exact employment salary, Marital satus, Date employment commenced, Date of admission into Scheme, Employee nominees and Signatures of employee and employer.
2. Workers below the age of 18 years of age;
Workers above the age of 59;
3. Casual employees on a daily basis on piece-meal work alone and employed on a fixed term contract not exceeding one month duration; and
4. Any other category of employees which the Managing Director shall determine to be casual employees. According to him, it is important to note that the savings in the NPF are for retirement purposes above other considerations. However, there are contigencies that allow members to get part if not all their money.